Tukilämmitysjärjestelmillä potentiaalia päästöjen ja kustannusten vähentäjinä

Tukilämmitysjärjestelmien liittäminen pääjärjestelmän rinnalle tai tueksi on yksi lämmityksen tehostamistavoista. Useita lämmitystapoja yhdistelevien hybridiratkaisujen lisääntyminen on kuitenkin – perinteistä puutakkaa ja leivinuunia lukuun ottamatta – ollut kiistattomista hyödyistään huolimatta hidasta. BCDC Energia -hankkeessa tekemämme tutkimus lisää ymmärrystä siitä, miksi tukilämmityshankintoja ei aina tehdä, ja auttaa löytämään keinoja vaikuttaa järjestelmähankintojen yleistymiseen.

Tilojen ja käyttöveden lämmityksen osuus on yli 80 prosenttia asumisen energiankulutuksesta Suomessa. Yhdessä liikkumisen ja ruokailun kanssa lämmitys on asia, jossa yksittäisellä kuluttajalla on mahdollisuus tehdä merkittäviä energiaa säästäviä ja päästöjä pienentäviä valintoja. Tehokas ja toimiva lämmitys tuo käyttökustannussäästöjä kotitaloudelle. Myös kansantalous voi hyötyä tuontienergian tarpeen pienentyessä.

Selvitämme osana BCDC Energia -hankkeen tutkimusta omakotitalorakentajien tukilämmitysjärjestelmävalintoja. Analyysimme pohjautuu 432 omakotitalorakentajan vuosina 2012–2014 tekemiin lämmitysvalintoihin.

Erityisen huomiomme kohteena on neljä tukijärjestelmätyyppiä, joista ilmalämpöpumppu on 44:ssä, aurinkokeräin 20:ssa, vesitakka 14:ssä ja aurinkopaneeli neljässä kodissa. Tarkastelun ulkopuolelle olemme rajanneet muut takkaratkaisut ja leivinuunit, joista ainakin jompikumpi löytyy lähes 90 prosentilta aineistomme kotitalouksista.

Miksi kotitaloudet hankkivat tai jättävät hankkimatta järjestelmän?

Aineistomme perusteella taloudellisten hyötyjen vaikutus on hankintapäätöstä tehtäessä kiistaton. Suurempi säästöpotentiaali ja näin ollen lyhyempi takaisinmaksuaika lisäävät investointihalukkuutta. Esimerkiksi ilmalämpöpumppu hankitaan sähkölämmitysjärjestelmän tueksi erityisesti juuri käyttökustannussäästöjen vuoksi. Toisaalta tukilämmitysjärjestelmien investointikustannukset ovat osalle myös hankinnan este.

Talon sijaintiin liittyvät asiat näyttävät vaikuttavan niin ikään hankintapäätöstä tehtäessä. Lisäksi kotitalouskohtaisilla tekijöillä, kuten nuoremmalla iällä, on jonkin verran merkitystä. Ympäristötietoisuus lisää hankinnan todennäköisyyttä, mutta ei yksistään riitä selittämään ostopäätöstä. Järjestelmäkohtaisissa vaatimuksissa on myös eroja.

Päälämmitysjärjestelmän valinta vaikuttaa jo itsessään tukilämmityshankintoihin. Maalämpöpumpun hankkinut kotitalous investoi huomattavasti harvemmin ei-puupohjaisiin tukilämmitysjärjestelmiin. Osa kotitalouksista on myös sitä mieltä, että maalämpöpumppu yksistään on riittävä. Muun muassa Teknologian tutkimuskeskuksen (VTT) DESY-hankkeen tulokset kertovat kuitenkin, että maalämpöpumppu voisi hyötyä etenkin aurinkoenergiajärjestelmien hankinnasta.

Tietämys lisää positiivista suhtautumista

Kotitaloudet suhtautuvat pääosin myönteisesti useita lämmitysmuotoja hyödyntäviin hybridiratkaisuihin. Erityisen positiivisesti suhtaudutaan aurinkokeräimiin ja -paneeleihin. Järjestelmään liittyvän tietämyksen kasvaessa suhtautuminen muuttuu entistä positiivisemmaksi. Ostamisen harkinnassakin on eroja: osa kotitalouksista vaatii enemmän todisteita hyödyistä ja toimivuudesta ennen kuin edes harkitsevat järjestelmää.

Kotitaloudet saavat lämmitysjärjestelmätietoa useiden eri lähteiden kautta. Tietoa hankitaan sähköisistä kanavista, mutta vuorovaikutus tuttavien kanssa on myös yleistä. Uuden omakotitalon rakentamista suunnittelevat käyttävät aikaa keskusteluihin asiantuntijoiden kanssa, messuihin ja alan aineiston läpikäyntiin. Eri kanavien yhteys tukilämmityshankintapäätökseen vaihtelee. Eritoten henkilökohtaiset kohtaamiset selittävät ostopäätöksiä.

Niin lämmitysjärjestelmät kuin asuintalotkin poikkeavat toisistaan. Järjestelmää hankittaessa tulee ottaa huomioon asuinalueen mahdolliset – kylläkin jo laajalti helpottuneet – lupatarpeet, vaikutukset naapurustoon ja paikallinen tuotantopotentiaali.

Kotitalouksille on tärkeää tehdä tehokkaita, yhteensopivia ja taloudellisia päätöksiä. Yleisesti puolueettomalle ja kansantajuiselle informaatiolle on suuri tarve.

Kuva: iStock

 

Kirjoittajat: Jouni Räihä ja Enni Ruokamo, BCDC Markkinat -tiimi

jouni räihä, enni ruokamo, bcdc energia, oulun yliopiston kauppakorkeakoulu, suomen ympäristökeskus, tukilämmitysjärjestelmät, lämmitys, omakotitaloJouni Räihä on tutkimusassistentti Oulun yliopiston kauppakorkeakoulussa.
jouni.raiha(a)oulu.fi



 

 

jouni räihä, enni ruokamo, bcdc energia, oulun yliopiston kauppakorkeakoulu, suomen ympäristökeskus, tukilämmitysjärjestelmät, lämmitys, omakotitaloEnni Ruokamo on tutkija, tutkijatohtori Oulun yliopiston kauppakorkeakoulussa ja Suomen ympäristökeskuksessa.
enni.ruokamo(a)oulu.fi

 

 

 

Blogiartikkeli on julkaistu 26.8.2019 BCDC Energia -tutkimushankkeen verkkosivuilla.


 

 

Last updated: 2.9.2019

Comments

Hi everyone I'm Olivia Hannah and am here to share the wonderful work Dr Raypower did for me. After 5 years in marriage with my husband with 2 kids, my husband started acting weird and going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a old friend of mine told me about a spell caster on the internet called Dr. Raypower who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he helped me cast a love spell and within 48hours my husband came back to me and started apologizing, now he has stopped going out with other ladies and his with me for good and for real. Contact this great love spell caster for your relationship or marriage problem to be solved today via email: Urgentspellcast@gmail.com or Urgentspellcast@yahoo.com or Call or WhatsApp: +14243308109.  Read more about him on his website: http://urgentspellcast.website2.me/

I want to say a very big thanks to PRIEST WISDOM for the wonderful work he did for me in helping me to save my marriage, my husband ask for a divorce letter because of the little misunderstanding we had in the past few month, And i never wanted this because i love my husband so much and all our investment was a joint business and i don't want to be far away from my family and my two lovely kids. My friend told me about PRIEST WISDOM and how he also helped her with her marital issues, so i had to contact him because i want to stop my husband from completing the divorce letter and i want to keep my family together and after contacting him, i was told what i needed to do and when i was going to start seeing the result, I did as PRIEST WISDOM has instructed and after 3 days my Husband call me and start asking for my forgiveness and it was all like a dream to me and we are all living happily together again all thanks to PRIEST WISDOM . Contact Him today for marital help via his Whatsapp number: +2348124644470 or call him. you can also Email:supernaturalspell@yahoo.com or supernaturalspell1@gmail.com ....  OR VIEW THIS http://supernaturalspell18.blogspot.com/  .

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I’m so excited my broken Marriage has been restored. “We recently made up, even though it was difficult. It’s been more than a month now, and everything feels like it’s returned to normal. He has began to treat me better, and it’s been a healing process for both of us. The nightmare that had lasted for almost 2 years before we broke up is finally over. It’s like we fell in love all over again! We’ve both put the past behind us, and are trying to move forward – and for the first time in a long time, the future looks a lot brighter. I can’t express in words how grateful I am Dr Great! It’s like we’ve finally rediscovered those things about each other that made us fall in love in the first place. All of the worrying and stress has simply vanished. Thank you Dr Great for saving my broken Marriage and brought my husband back to me!”. Me and my husband are living together happily again.. All thanks to Dr Great. If you have any problem contact Dr Great now and i guarantee you that he will help you contact him through infinitylovespell@gmail.com or infinitylovespell@yahoo.com WhatsApp +2348118829899 website http://infinitylovespell.website2.me/ blog http://infinitylovespell1.blogspot.com

I want to say a very big thanks to PRIEST WISDOM for the wonderful work he did for me in helping me to save my marriage, my husband ask for a divorce letter because of the little misunderstanding we had in the past few month, And i never wanted this because i love my husband so much and all our investment was a joint business and i don't want to be far away from my family and my two lovely kids. My friend told me about PRIEST WISDOM and how he also helped her with her marital issues, so i had to contact him because i want to stop my husband from completing the divorce letter and i want to keep my family together and after contacting him, i was told what i needed to do and when i was going to start seeing the result, I did as PRIEST WISDOM has instructed and after 3 days my Husband call me and start asking for my forgiveness and it was all like a dream to me and we are all living happily together again all thanks to PRIEST WISDOM . Contact Him today for marital help via his Whatsapp number: +2348124644470 or call him. you can also Email:supernaturalspell@yahoo.com or supernaturalspell1@gmail.com ....  OR VIEW THIS http://supernaturalspell18.blogspot.com/  .

I want to say a very big thanks to PRIEST WISDOM for the wonderful work he did for me in helping me to save my marriage, my husband ask for a divorce letter because of the little misunderstanding we had in the past few month, And i never wanted this because i love my husband so much and all our investment was a joint business and i don't want to be far away from my family and my two lovely kids. My friend told me about PRIEST WISDOM and how he also helped her with her marital issues, so i had to contact him because i want to stop my husband from completing the divorce letter and i want to keep my family together and after contacting him, i was told what i needed to do and when i was going to start seeing the result, I did as PRIEST WISDOM has instructed and after 3 days my Husband call me and start asking for my forgiveness and it was all like a dream to me and we are all living happily together again all thanks to PRIEST WISDOM . Contact Him today for marital help via his Whatsapp number: +2348124644470 or call him. you can also Email:supernaturalspell@yahoo.com or supernaturalspell1@gmail.com ....  OR VIEW THIS http://supernaturalspell18.blogspot.com/  . .........

I want to say a very big thanks to PRIEST WISDOM for the wonderful work he did for me in helping me to save my marriage, my husband ask for a divorce letter because of the little misunderstanding we had in the past few month, And i never wanted this because i love my husband so much and all our investment was a joint business and i don't want to be far away from my family and my two lovely kids. My friend told me about PRIEST WISDOM and how he also helped her with her marital issues, so i had to contact him because i want to stop my husband from completing the divorce letter and i want to keep my family together and after contacting him, i was told what i needed to do and when i was going to start seeing the result, I did as PRIEST WISDOM has instructed and after 3 days my Husband call me and start asking for my forgiveness and it was all like a dream to me and we are all living happily together again all thanks to PRIEST WISDOM . Contact Him today for marital help via his Whatsapp number: +2348124644470 or call him. you can also Email:supernaturalspell@yahoo.com or supernaturalspell1@gmail.com ....  OR VIEW THIS http://supernaturalspell18.blogspot.com/  . ....

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My name is Nazley i am very thankful to Dr. Bolingo for the great work he has done for me & my family. I was married 19 years until a woman came along and destroyed my marriage & my family. The last few years was sad for me without my husband. I'm very thankful & grateful to Dr. Bolingo. since he did the work for me, my husband came back to me & our children, asking us to forgive him. Before Dr. Bolingo's work my husband hated me. Before my husband came back I was very down, frustrated & lonely. The other woman was always in the way. Dr. Bolingo revealed to me that this woman was keeping my husband away and she was even causing me to be sick. I found Dr. Bolingo by recommendation of a friend. at first i wasn't sure because I doubted the spell casting. That lady spell on my husband was to keep him for herself only. 2 days after Dr. Bolingo cast his spell my husband was with me. My husband tells me & shows me everyday how much he loves me and all thanks to Dr. Bolingo. We even have great money success. My life I thought was over is now happy life with my husband and our children. Please if you having big problems like I had or even divorce, contact Dr. Bolingo immediately. He will change your life forever & the best part is that his work don't harm anyone. Contact him immediately through his email: bolingospelltemple@gmail.com or his cell phone number +2348071169835 contact him now and your problems will be solved forever. Thank you for your great work Dr Bolingo Website: https://bolingospelltemple.wordpress.com

HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470 This is my testimony about the good work of priest wisdom who help me.... I'm Ann Earnis from north Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually me t this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please i want to tell everyone who is looking for any solution to their problem, i advice you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tell is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell1@gmail.com or directly on whats-app +2348124644470  or   https://supernaturalspell21.blogspot.com/   ......

HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470 This is my testimony about the good work of priest wisdom who help me.... I'm Ann Earnis from north Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually me t this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please i want to tell everyone who is looking for any solution to their problem, i advice you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tell is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell1@gmail.com or directly on whats-app +2348124644470  or   https://supernaturalspell21.blogspot.com/  

I want to use this medium to testify of how i got back my ex husband after divorce, i and my husband have been married for 8 years with 2 kids, we have been a happy family. Last year his behavior towards me and the kids changed, i suspected he was meeting another woman outside out marriage, any time i confronted him, he threatened to divorce me, i did all i could to make hings right but all to no avail until i saw a post on a "love and relationship forum" about a spell caster who helps people to cast spell on marriage and relationship issues, when i contacted this spell caster via email, he helped me cast a re-union spell and my husband changed and came apologizing to me and the kids. Contact this great spell caster for your relationship or marriage issues via this email: chiefdrlucky@gmail.com or Whats App him on +2348132777335 Website : http://chiefdrluckysolutionhome.website2.me/ Good luck  

Hello my name is Kallya from USA i want to tell the world about the great and mighty spell caster called Priest Ade my husband was cheating on me and no longer committed to me and our kids when i asked him what the problem was he told me he has fell out of love for me and wanted a divorce i was so heart broken i cried all day and night but he left home i was looking for something online when i saw an article how the great and powerful Priest Ade have helped so many in similar situation like mine he email address was there so i sent him an email telling him about my problem he told me he shall return back to me within 24hrs i did everything he asked me to do the nest day to my greatest surprise my husband came back home and was crying and begging for me to forgive and accept him back he can also help you contact ancientspiritspellcast@yahoo.com or ancientspiritspellcast@gmail.com https://ancientspiritspellcast12.wordpress.com Blog: https://priestade.blogspot.com Website http://ancientspiritspellcast.website2.me WhatsApp +2347059715465 .

How I Got My Ex Husband Back........... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874.

i live in USA, New York, I have to give this miraculous testimony, which is so unbelievable until now. I had a problem with my Ex husband 2 years ago, which lead to our break up. I was not myself again, i felt so empty inside me, my love and financial situation became worst, until a close friend of mine told me about a spell caster who helped her in the same problem too his name is Doctor Mako. I email the spell caster and i told him my problem and i did what he asked of me, to cut the long story short. Before i knew what was happen, less than two days my husband gave me a call and told me that he was coming back to me i was so happy to have him back to me. The most interesting part of the story is that am pregnant. Thanks to Doctor Mako for saving my marriage and for also saving others own too. Continue your good work, If you are interested to contact the great spell caster email address: Makospelltemple@yahoo.com also conatct his Whats-app:+2347054263874

My name is Lewis Angela, am from United State of America. I'm so excited my broken Marriage has been restored my ex husband is back after he left me and our 2kids for another woman. i was so happy to met Dr. Mako how he help many people to bring there Lover back so i contact him to help me too. that was how Dr. Mako help me to bring my husband back.. A big thank to you Dr. Mako because I never thought my ex Husband will be back to me so quickly with your spell. You are the best and world greatest. if you are here and you need your Ex Lover back or your husband moved another to woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: Makospelltemple@yahoo.com or WhatsApp him. +2347054263874

....... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874.

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My name is Lewis Angela, am from United State of America. I'm so excited my broken Marriage has been restored my ex husband is back after he left me and our 2kids for another woman. i was so happy to met Dr. Mako how he help many people to bring there Lover back so i contact him to help me too. that was how Dr. Mako help me to bring my husband back.. A big thank to you Dr. Mako because I never thought my ex Husband will be back to me so quickly with your spell. You are the best and world greatest. if you are here and you need your Ex Lover back or your husband moved another to woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact: Email him at: Makospelltemple@yahoo.com or WhatsApp him. +2347054263874

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,,,,,,,,,,,,,,,,,,,,,,How I Got My Ex Husband Back........... I am Shannon by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address Makospelltemple@yahoo.com , have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.Mako. His email: Makospelltemple@yahoo.com OR.His WhatsApp Number:+2347054263874.,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,

POWERFUL SPELL CASTER THAT BROUGHT MY EX HUSBAND BACK INTO MY LIFE AFTER HE LEFT ME EMAIL HIM VIA EMAIL INFINITYLOVESPELL@GMAIL.COM OR INFINITYLOVESPELL@YAHOO.COM ADD HIM ON WHATSAPP +2348118829899   Hello my fellow friends online I'm Diana Gilbert from USA, I want to use this medium to thank Dr Great because he brought back my Ex husband. my husband left me for his ex girlfriend he had before he married me it's a difficult situation for me I called and beg him to come back he refused he said he don't love me anymore I tried every possible way to get him back all was in vain I told my friend about it and she gave me Dr Great email and I emailed him and told him my problem and he told me what to do and I did it and he cast a love spell which brought back my husband within 24 hours. If you need help in getting back together with your Ex, email Dr Great at infinitylovespell@gmail.com or infinitylovespell@yahoo.com WhatsApp him+2348118829899 view his website http://infinitylovespell.website2.me or blog http://infinitylovespell1.blogspot.com you can also visit my blog http://dianagilbert05.over-blog.com/

Hi everyone I'm Olivia Hannah and am here to share the wonderful work Dr Raypower did for me. After 5 years in marriage with my husband with 2 kids, my husband started acting weird and going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a old friend of mine told me about a spell caster on the internet called Dr. Raypower who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he helped me cast a love spell and within 48hours my husband came back to me and started apologizing, now he has stopped going out with other ladies and his with me for good and for real. Contact this great love spell caster for your relationship or marriage problem to be solved today via email: Urgentspellcast@gmail.com or Urgentspellcast@yahoo.com or Call or WhatsApp: +14243308109.  Read more about him on his website: http://urgentspellcast.website2.me/

Hi everyone I'm Olivia Hannah and am here to share the wonderful work Dr Raypower did for me. After 5 years in marriage with my husband with 2 kids, my husband started acting weird and going out with other ladies and showed me cold love, on several occasions he threatens to divorce me if I dare question him about his affair with other ladies, I was totally devastated and confused until a old friend of mine told me about a spell caster on the internet called Dr. Raypower who help people with relationship and marriage problem by the powers of love spells, at first I doubted if such thing ever exists but decided to give it a try, when I contact him, he helped me cast a love spell and within 48hours my husband came back to me and started apologizing, now he has stopped going out with other ladies and his with me for good and for real. Contact this great love spell caster for your relationship or marriage problem to be solved today via email: Urgentspellcast@gmail.com or Urgentspellcast@yahoo.com or Call or WhatsApp: +14243308109.  Read more about him on his website: http://urgentspellcast.website2.me/

LOVE SPELL CASTER (DR. GBOJIE) THAT HELPED ME BRING BACK MY DIVORCE HUSBAND CONTACT HIM NOW FOR ANY KIND OF HELP With so much in my heart i am here to express myself on how Dr. GBOJIE saved my marriage from divorce. Myself and my husband were having some misunderstanding and it was tearing our marriage apart to the extend my husband was seeking for a divorce. So i have no option than to go to the internet to seek for solution to my problem it was there i came across Dr. GBOJIE details and about how he has helped a lot of people by restoring there relationship. I contact Dr. GBOJIE and in less than 48 hours my husband cancelled the divorce papers. Now myself and my husband live together in peace and harmony all thanks to Dr .GBOJIE for saving my marriage from breaking up. Dr. GBOJIE contact information are via email: gbojiespiritualtemple@yahoo.com , gbojiespiritualtemple@gmail.com or call his phone number or WhatsApp: +2349066410185 .or check out his website :http://gbojiespiritualtemple.website2.me  

Herbal Penis Enlargement product is 100% guarantee to Enlarge and get a better ERECTION , the reason why most people are finding it difficult to enlarge Penis is because they bedlieve on medical report, drugs and medical treatment which is not helpful for Penis Enlargement . Natural roots/herbs are the best remedy which can easily Enlarge your Penis permanently  Contact Dr Olu via Email : Drolusolutionhome@gmail.com or via WhatsApp : +2348140654426 for Natural root and herbal remedies put together to help you get Enlarge and Erect healthy.  Thank you. 

THE PRACTICE LOAN COMPANY PLC is a British based financial consulting company with years of experience in the international and local finance market. Be it lease bank guarantee, Stand by letter of credit or any type of refinancing, talk to our team at THE PRACTICE LOAN COMPANY PLC and certainly we will set your business on the right path with our sound and quality financial advice and services. Our bank instrument can help you fund your projects in Trading, funding project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects.Having years of professional, invaluable experience in the banking and finance industry, and having access to dozens of different prominent trusted and reliable providers, our Financial Services consultants will crawl through hundreds of products to find one that perfectly matches your needs. Purchase Instrument of BG/SBLC : 38%+2% Min Face Value cut =5M- 10B EUR/USD Lease Instrument of BG/SBLC : 6%+2% Min Face Value cut = 5M- 10B EUR/USD DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG / SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. Name: Paul Christopher Email: thepracticeloancompanyplc@gmail.com

Greetings to the general public, I want to tell about how I was cured of HIV disease by a Doctor called Dr. voodoo . I was browsing the Internet searching for remedy on HIV and I saw a comment of people talking about how Doctor voodoo cured them. I was scared because I never believed in the Internet but i was convince to give him a try because i having no hope of been cured of HIV so I decided to contact him with his email that was listed on the comment voodoospelltemple66@gmail.com when I contacted him he gave me hope and send a Herbal medicine to me that I took and it seriously worked for me, am a free person now without problem, my HIV result came out negative. I pray for you Dr. voodoo God will give you everlasting life, you shall not die before your time for being sincere and great men. Am so happy, you can also contact him if you have any problem Email: voodoospelltemple66@gmail.com or Add him up on WhatsAp +2348140120719

Hello i am here to spread this good news to the entire world on how i got my ex love back.I was going crazy when my love left me for another girl last month,But when i meet a friend that introduce me to DR IROSI the great messenger to the oracle that he serve,I narrated my problem to DR IROSI about how my ex love left me and also how i needed to get a job in a very big company.He only said to me that i have come to the right place were i will be getting my heart desire without any side effect.He told me what i need to do,After it was been done,In the next 2 days,My love called me on the phone and was saying sorry for living me before now and also in the next one week after my love called me to be pleading for forgiveness,I was called for interview in my desired company were i needed to work as the managing director..I am so happy and overwhelmed that i have to tell this to the entire world to contact DR IROSI at the following email address DRIROSISOLUTIONCENTER@GMAIL.COM and get all your problem solve..No problem is too big for him to solve..Contact him direct on DRIROSISOLUTIONCENTER@GMAIL.COM or call his mobile number or add him up on whatsapp via (+2348118829771). and get your problems solve like me.    

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